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John Fleming Insurance - Burnaby BC Insurance Broker

Get the right commercial strata insurance coverage with real help.

Professional strata insurance for commercial buildings. Reliable coverage you can trust.

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Commercial strata properties bring multiple businesses under one roof, which makes the insurance more complex than a single-tenant building. You need coverage that matches the building use, bylaws, and risk profile.

We help commercial strata councils and property managers across Burnaby, the Lower Mainland, and all of British Columbia arrange building and liability coverage suited to retail, office, or mixed-use occupants. We work with insurers like Aviva, Beck Glass, Burns & Wilcox, Cansure, Chutter, Forward, Gore, Intact, Northbridge, Optimum West, Peace Hills, Premier, SRIM, Vailo, and Wawanesa to balance coverage, deductibles, and premiums for your ownership group.

If your commercial strata hasn't had a thorough insurance review in a while, we can walk you through it.

Coverage Options

Protection for the structure and common property.

Coverage for injury or damage on common areas.

Options to manage large deductibles and unit owner assessments.

Coverage for elevators, HVAC, parking systems, and building equipment.

Protection if common-area damage affects unit rentability.

Have questions? We can help you figure out what coverage fits your business.

Frequently Asked Questions

Building, common areas, liability, equipment, and strata deductibles.

Yes — the strata policy doesn't cover individual units or their contents.

The amount the strata pays before insurance coverage kicks in. Large deductibles can be charged back to owners.

They can be — age, plumbing, and electrical systems affect eligibility and cost.

Yes — we review coverage, answer questions, and explain renewal changes.

Have questions? We can help you figure out what coverage fits your business.

Trusted by Burnaby businesses for over 40 years.

Ready to get covered?

Let's get your quote started. We can walk you through the steps.

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