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John Fleming Insurance - Burnaby BC Insurance Broker
John Fleming Insurance Auto Insurance - Burnaby BC

Get the right auto insurance coverage with real help.

Renew your ICBC policy or explore your options with guidance you can count on.

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Auto insurance in BC can feel confusing — we make it clear. Whether you're renewing your ICBC policy or exploring optional protection, our team walks you through your choices in plain language so you can feel confident and covered.

We help drivers across Burnaby, the Lower Mainland, and all of British Columbia navigate both ICBC Autoplan and the optional coverage available through trusted private partners. We work directly with ICBC for your basic and optional protection, and offer additional solutions from Optiom, DriveSure, Mode, Hagerty, Beacon, and Forward for replacement cost, collector vehicles, and motorcycle coverage.

Not sure what you need? We can walk you through it step by step.

Run a business with company vehicles? Check out our Business Insurance

Coverage Options

What every driver in BC must carry.

Higher limits, collision, comprehensive, and additional protection.

Replacement cost, used car replacement, and other specialty add-ons.

ICBC or private optional coverage for motorcycles, plus seasonal and storage options.

Commercial auto and fleet protection for businesses with multiple vehicles.

Frequently Asked Questions

ICBC provides the mandatory Basic Autoplan coverage for all drivers in BC. Optional coverage can be purchased from ICBC or select private insurers depending on your needs.

Basic Autoplan is required by law and includes core liability and accident benefits. Optional coverage adds protection such as collision, comprehensive, higher limits, and replacement-cost options.

You may benefit from private optional insurance if you're looking for replacement-cost policies or additional specialty coverage. Many BC drivers compare private options with ICBC before renewing.

Yes — most ICBC renewals can be completed online. If you prefer guidance, we can assist you by phone or email and walk you through the steps.

Premiums vary based on your driving history, location, vehicle, and coverage selections. We can help you compare your options to get the right protection at a fair price.

Serving Burnaby and the Lower Mainland since 1985.

Ready to get covered?

Let's get your quote started. We can walk you through the steps.

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