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John Fleming Insurance - Burnaby BC Insurance Broker

Get the right new construction insurance coverage with real help.

Coverage during construction. Clear protection for your build from start to finish.

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Building a home from the ground up is exciting, but a standard homeowner's policy doesn't protect a house that's still under construction. Course-of-construction insurance helps safeguard your project while it's being built.

We help owners and builders across Burnaby, the Lower Mainland, and all of British Columbia arrange coverage for new residential construction—protecting materials, the structure, and liability exposures along the way. We work with insurers like Aviva, Cansure, Forward, Gore, Intact, Max Insurance, Optimum West, Peace Hills, and Wawanesa to match coverage to your project size, timeline, and lender requirements.

If you're not sure when to start coverage or what's required by your lender or municipality, we can walk you through it.

Coverage Options

Protection during the building phase from foundation to completion.

Coverage for injury or property damage during construction.

Protection for materials on-site before installation.

Coverage for theft or vandalism during the construction period.

Additional coverage based on your construction timeline and risks.

Starting a new build? We can help you navigate the insurance requirements.

Frequently Asked Questions

Yes — most lenders and builders require it.

Materials, liability, and the structure as it's being built.

Your policy transitions to a homeowners policy.

Coverage depends on the policy and their own insurance.

It depends on the stage of construction and coverage type.

Want help planning coverage for each stage? We can guide you.

Trusted by Burnaby families for over 40 years.

Ready to get covered?

Let's get your quote started. We can walk you through the steps.

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