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John Fleming Insurance - Burnaby BC Insurance Broker

Get the right vacant land insurance coverage with real help.

Liability coverage for undeveloped property. Clear protection for vacant land.

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Even an empty lot can create liability if someone is injured or property is damaged there. Vacant land insurance protects you from those kinds of claims.

We help landowners across Burnaby, the Lower Mainland, and all of British Columbia arrange liability coverage for vacant land—whether it's held for future building, recreation, or long-term investment. As an independent brokerage, we work with insurers such as Aviva, Cansure, Forward, Gore, Intact, Max Insurance, Optimum West, Peace Hills, and Wawanesa to set limits that fit the size, use, and location of your land.

If you're not sure whether your vacant land needs its own policy, we can walk you through it.

Coverage Options

Protection if someone is injured on your vacant land.

Basic liability protection without structural coverage.

Additional coverage based on land use and access.

Short-term or long-term coverage options based on your plans.

Coverage for unique risks based on terrain, location, or usage.

Not sure what liability limits you need? We can help.

Frequently Asked Questions

To protect you from liability if someone is injured on the property.

Coverage is liability-focused — not structural.

Yes. Multiple vacant lots can usually be listed on one policy, with each lot rated separately. Tell us how many lots you own and where they are, and we'll confirm the best way to set it up.

Yes — access, terrain, and size matter.

Yes — depending on the insurer.

We can outline the best liability options for your property.

Trusted by Burnaby families for over 40 years.

Ready to get covered?

Let's get your quote started. We can walk you through the steps.

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