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John Fleming Insurance - Burnaby BC Insurance Broker

Get the right critical illness insurance coverage with real help.

Coverage that helps you focus on recovery.

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Critical illness insurance pays a lump sum if you're diagnosed with a covered serious condition, such as cancer, heart attack, or stroke. It's meant to ease the financial pressure so you can focus on recovery.

We help clients across Burnaby, the Lower Mainland, and all of British Columbia decide if critical illness coverage fits their needs and how it should complement other protection like life and disability insurance. We explain definitions, covered conditions, waiting periods, and how benefits can be used so there are no surprises if you ever need to claim.

If you're not sure whether critical illness insurance is necessary on top of other coverage, we can walk you through it.

Coverage Options

Receive a cash payment upon diagnosis of a covered illness.

Cancer, heart attack, stroke, and other serious illnesses.

Pay medical costs, replace income, or cover daily expenses.

Some policies refund premiums if you don't claim.

Additional conditions and extended coverage based on your risk.

Not sure if critical illness coverage is right? We can help.

Frequently Asked Questions

Coverage that pays a lump sum if you're diagnosed with a serious illness like cancer or heart attack.

Critical illness pays a one-time lump sum. Disability replaces ongoing income.

Most policies cover cancer, heart attack, stroke, and organ failure. We review the full list.

You must be diagnosed and survive a waiting period (usually 30 days).

It depends on your health. We help you find eligible options.

Have questions about critical illness insurance? We're here to help.

Trusted by Burnaby families for over 40 years.

Ready to get covered?

Let's get your quote started. We can walk you through the steps.

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