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John Fleming Insurance - Burnaby BC Insurance Broker

Get the right term life insurance coverage with real help.

Straightforward protection for families.

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Term life insurance provides coverage for a set period—often 10, 20, or 30 years—at an affordable cost. It's designed to protect your family during high-responsibility years like mortgages, child-raising, or business loans.

We help people across Burnaby, the Lower Mainland, and all of British Columbia design term life coverage that lines up with their financial obligations and long-term plans. We compare options from multiple life insurers, explain renewal and conversion features, and help you avoid common pitfalls like underinsuring or choosing the wrong term length.

If you're not sure what term length or amount is right for you, we can walk you through it.

Coverage Options

Choose coverage length that matches your needs.

Your rate stays the same for the entire term.

Extend coverage at the end of your term without new medical exams.

Switch to whole or universal life without re-qualifying.

Choose protection from $100K to millions based on your needs.

Not sure which term length is right? We can help.

Frequently Asked Questions

Coverage for a specific period. If you pass away during the term, your beneficiaries receive the payout.

You can renew, convert to permanent coverage, or let it lapse.

Yes — term life has lower premiums because it doesn't build cash value.

Depends on the condition. We help you find eligible options.

Based on income, debts, and dependents. We help you calculate it.

Have questions about term life? We're here to help.

Trusted by Burnaby families for over 40 years.

Ready to get covered?

Let's get your quote started. We can walk you through the steps.

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