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John Fleming Insurance - Burnaby BC Insurance Broker

Get the right whole life insurance coverage with real help.

Lifetime protection built to last.

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Whole life insurance is designed to last your entire lifetime and can build cash value over time. It can be used for long-term estate planning, leaving a legacy, or complementing other financial strategies.

We help clients across Burnaby, the Lower Mainland, and all of British Columbia understand how whole life policies work, when they make sense, and how they compare with term life. Our role is to walk through premiums, guarantees, cash values, and goals so you can see whether whole life fits your overall plan.

If you're not sure whether whole life is the right tool or just an expensive extra, we can walk you through it.

Coverage Options

Protection that lasts as long as you live.

Builds savings you can borrow against or withdraw.

Your payments stay the same for life.

Some policies pay dividends you can reinvest or take as cash.

Provides guaranteed payout for heirs or estate costs.

Not sure if whole life is right for you? We can help.

Frequently Asked Questions

Permanent life insurance that provides lifetime coverage and builds cash value.

A portion of your premium goes into a savings component you can access.

Yes — but it offers lifetime coverage and cash value growth.

Yes — you'll receive the cash value minus any surrender charges.

Most policies require underwriting. Simplified options are available for some applicants.

Have questions about whole life coverage? We're here to help.

Trusted by Burnaby families for over 40 years.

Ready to get covered?

Let's get your quote started. We can walk you through the steps.

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