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John Fleming Insurance - Burnaby BC Insurance Broker

Get the right seasonal marine insurance coverage with real help.

Protection when your boat isn't on the water.

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Some boats are only in the water part of the year, stored or laid up the rest of the time. Seasonal usage changes the way risk is shared between navigation and storage periods.

We help seasonal boat owners across Burnaby, the Lower Mainland, and all of British Columbia set up marine insurance that reflects when and how they use their vessel. Partnering with Forward and Premier, we tailor coverage for navigation seasons, lay-up periods, storage locations, and winterizing arrangements so your protection matches reality.

If you're not sure how to insure a boat that only sees the water part of the year, we can walk you through it.

Coverage Options

Coverage for fire and theft while stored.

Protection against wind, snow, and storm damage during storage.

Protection against malicious damage while in storage.

Lower rates during months your boat isn't in use.

Adjust coverage based on your boating season.

Not sure what coverage to keep during storage? We can help.

Frequently Asked Questions

Fire, theft, vandalism, and weather damage during storage — without liability or navigation coverage.

Yes — premiums are reduced when you're not using the boat.

When you take your boat out of the water for winter or extended storage.

Yes — coverage applies whether stored indoors, outdoors, or on a trailer.

Yes — we update your coverage whenever you're ready to launch.

Have questions about seasonal boat coverage? We're here to help.

Trusted by BC boaters for decades.

Ready to get covered?

Let's get your quote started. We can walk you through the steps.

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