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John Fleming Insurance - Burnaby BC Insurance Broker

Get the right commercial general liability coverage with real help.

Clear CGL coverage for BC businesses. Protection you can understand.

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Commercial general liability (CGL) is one of the core protections every business should have. It helps protect you if your business is held responsible for bodily injury or property damage to others.

We help businesses across Burnaby, the Lower Mainland, and all of British Columbia understand and secure CGL coverage that fits what they do—whether you work on-site, in clients' homes, or in your own premises. We work with insurers like Aviva, Beck Glass, Burns & Wilcox, Cansure, Chutter, Forward, Gore, Intact, Northbridge, Optimum West, Peace Hills, Premier, SRIM, Vailo, and Wawanesa to tailor limits, extensions, and wording to your industry.

If you're not sure what your contracts or landlords actually require for liability, we can walk you through it.

Coverage Options

Coverage if someone is injured due to your business operations.

Protection if your work causes damage to someone else's property.

Coverage for claims like slander, libel, or copyright issues.

Protection after you've delivered a product or finished a job.

Coverage if you damage a building or space you lease.

Have questions? We can help you figure out what coverage fits your business.

Frequently Asked Questions

Injury, property damage, and certain legal claims caused by your business operations.

Often yes — many contracts, landlords, and projects require it.

Most businesses start with $2 million. We help you assess your actual risk.

No — that's what E&O is for. CGL covers bodily injury and property damage.

CGL covers your business operations. Employees are covered while working for you.

Have questions? We can help you figure out what coverage fits your business.

Trusted by Burnaby businesses for over 40 years.

Ready to get covered?

Let's get your quote started. We can walk you through the steps.

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