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John Fleming Insurance - Burnaby BC Insurance Broker

Get the right condo insurance coverage with real help.

Local guidance, clear explanations, and the coverage Burnaby condo owners rely on.

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Condo insurance can be confusing because your strata policy and your personal policy cover different things. A good condo policy helps protect your unit, your belongings, and your share of common property.

We help condo owners across Burnaby, the Lower Mainland, and all of British Columbia sort out what their strata covers, what gaps exist, and what they're personally responsible for. As an independent broker, we compare options from insurers such as Aviva, Cansure, Forward, Gore, Intact, Max Insurance, Optimum West, Peace Hills, and Wawanesa so your condo coverage lines up with your bylaws and real-life risks.

If you're not sure what your strata policy actually covers, we can walk you through it.

Coverage Options

Protection for your belongings from fire, theft, water damage, and more.

Covers you if the strata corporation charges back its deductible.

Protection for upgrades like flooring, countertops, and fixtures.

Coverage for accidental damage or injuries you may cause.

Helps pay for temporary housing if your unit becomes unlivable.

Extra protection for the most common condo losses in BC.

Not sure which coverage your strata requires? We can help you review that.

Frequently Asked Questions

Condo insurance covers your belongings, upgrades, liability, and portions of strata deductibles. It fills the gaps left by the building's master policy (Strata Policy).

Yes, definitely! The strata insures the building, not your unit's contents or your liability.

When damage originates from your unit, the strata may charge you their insurance deductible. Your condo policy can cover this.

It depends on your belongings, improvements, and building requirements. We can help calculate the right amounts.

Yes — and in BC condos, it's one of the most important add-ons to consider.

Every condo building is different — talk to an advisor who can help you sort it out.

Trusted by Burnaby condo owners for over 40 years.

Ready to get covered?

Let's get your quote started. We can walk you through the steps.

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